Forgiveness Is Sweet
Breaking Free from Crushing House Debt
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Turn distressed properties into lucrative opportunities – and get paid for the leads you don’t use!
Do You Feel Trapped?
Do you wish you could sell your home, but seemingly no one will pay you enough to pay off all its loans and liens? Here are some situations that MANY people are finding themselves in. Can you empathize? Don't worry, there are solutions -- you should do what's best for you!
COVID devastated them financially, and they still are trying to catch up.
They bought a house with a low down payment at the top of the market -- then property values dropped.
New home builders have been doing a bait-and-switch: they "forget" to mention that taxes and insurance will go out the roof a year after the new home is purchased.
EVERYTHING has become more expensive!
A Uniquely American Phenomenon: Short Sales
A SHORT SALE is where a lender settles for less when a house is sold. It's partial loan forgiveness to the borrowers. The system in the U.S. is unique. A short sale can happen when the following are true:
The house is upside down. As-is, the the house can't be sold for enough to cover all debt.
The borrowers are having a financial hardship. Job transfer, medical problems, death or disability, divorce, job loss, mounting obligations. These things can happen to any of us.
The borrowers have been honest with their lender.
You can negotiate with your lenders to prove your case and get free of this debt. You can have someone do this for you -- and your lender will pay for it!
Get Started Today
In some cases, a short sale is really the ONLY way forward to prevent a home from going into foreclosure. Here are a few things you should know:
Short sales normally take longer than a normal home sale. (The name is ironic, right?) During this process, the home is protected from foreclosure. This gives someone time to prepare for next steps.
The seller is not allowed to pay or receive money when the house is sold. The loan servicer pays for you.
A short sale is much softer on your credit than a foreclosure. It shows that you were taking initiative to solve your problems.
The goal of a short sale is what is called "waiver of deficiency," which means that the lender won't go after the borrowers for the shortages in paying off the loans. You're done!
Find a New Beginning!
Your debts are not a wall that can't be climbed. You can move on!
